The Standard Bank World Citizen credit card is the perfect choice for those who want more comfort and benefits. This card was designed to meet all your financial needs with the help of Mastercard, accepted in over 200 countries.
With it, you can access exclusive benefits, ranging from discounts to accumulating points on all purchases made. Additionally, the card offers insurance and protection that ensure a more peaceful experience.
Read on to discover all the details and benefits of this standout card offered by Standard Bank and how it can transform your financial experiences!
About the Issuer
Standard Bank is one of Africa’s largest and oldest banks, with a solid reputation for reliability and innovation. Founded in 1862, the bank offers a wide range of financial services to meet the needs of its customers.
Standard Bank is present in over 20 African countries and also has international operations, reinforcing its ability to offer global quality services. The bank stands out for its strong presence in the credit card market and payment solutions.
With the Standard Bank World Citizen Card, the bank seeks to provide its customers with a premium travel experience, with exclusive advantages and benefits that make all the difference.
Credit Card Benefits
VIP Lounge Access: The card offers access to over 800 VIP lounges in airports around the world through the LoungeKey program, providing a comfortable space to relax before your flight.
Hotel Discounts: Enjoy exclusive discounts at renowned international hotels, including groups such as Starwood, Fairmont, Swissotel, and Carlson Rezidor.
Travel Insurance: The card includes comprehensive travel insurance, covering medical emergencies, lost luggage, and trip cancellations, offering peace of mind on all your travels. Travel insurance covers up to USD 500,000 in emergency medical expenses and USD 7,500 in trip cancellations.
Car Rental Discounts: Benefit from up to 15% discount on car rentals at partner companies, such as Hertz, making your travel easier.
Flight Discounts: Enjoy up to 25% discount on Emirates airline tickets, ensuring more affordable and comfortable trips.
Purchase Protection: The card offers protection for your purchases in case of theft or accidental damage for up to 90 days from the date of purchase, with coverage up to USD 3,000 per incident.
UCount Rewards: All your purchases generate points through the program offered by the bank. These can be exchanged for a variety of services and products of your interest.
Standard Bank World Citizen Credit Fees and Comissions
The Standard Bank World Citizen credit card has a monthly fee of R503.00 and a joining fee of R180. Interest rates vary from 11.75% to 22.25%, depending on the client’s credit profile.
It is important to note that fees may change without prior notice, so check the Standard Bank website regularly for the most up-to-date information.
Positive points
- Emirates special discount:When you book Emirates flights through Leisure Desk, you can earn discounts of up to 20%.
- Refund on Booking.com:Please use your credit card to make reservations at Booking.com and receive up to 10% cashback.
- Gold and Silver Status benefits with Legacy Lifestyle Rewards:As a Standard Bank World Citizen Credit Card holder, you have free access to Gold and Silver status benefits with Legacy Lifestyle Rewards.
Negative points
- Minimum income requirement:To be eligible you need a minimum monthly income of R25,000.
- Interest:The interest rate is 11.75% (prime – 0.25%). This is relatively high, so it is important to make monthly payments on time to avoid high interest.
- Limited rewards:Rewards consist of expensive travel and entertainment rewards, which can be hard to earn if you don’t travel a lot or don’t live a glamorous life.
Credit card limit
The credit limit of the Standard Bank World Citizen Card varies according to the client’s credit analysis. The bank considers various factors, such as income and credit history, to determine a limit that meets your needs.
Customers with a monthly income above R25,000 are more likely to obtain a higher credit limit, making the most of the card’s benefits that stand out in the financial market.
How to apply Standard Bank World Citizen Credit
- Access the Standard Bank website;
- Navigate to the credit card section;
- Select the World Citizen Card;
- See what documents are required;
- Visit a Standard Bank branch and fill out the form;
- Submit for review and await the result.
How to contact Standard Bank
For more information or support about the Standard Bank World Citizen Card, contact through the channels below:
- Phone: Call 0860 123 000 or +2710 824 1515
- In-Person: Visit the nearest Standard Bank branch
The Standard Bank World Citizen credit card is the ideal choice for those seeking exclusive benefits and security. Apply for yours today and discover a world of possibilities!
