Standard Bank Titanium Credit Card

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The Standard Bank Titanium card is a popular choice for those seeking exclusive benefits and a premium banking experience. With a wide range of advantages, this card is designed to meet the needs of a modern and demanding lifestyle.

Customers have access to benefits that go beyond daily transactions, including travel discounts and exclusive offers on various services. This card is ideal for those who want to optimize their finances while enjoying exclusive privileges.

Moreover, it offers a combination of security and convenience, with features such as contactless payments and 3D Secure security for online purchases. Discover more about this card and how it can benefit your daily life!

Ablout the Issuer

Standard Bank is one of the oldest and most respected financial institutions in South Africa, with a history dating back to 1862. With a robust presence on the African continent, the bank is known for its innovation and commitment to excellence in financial services.

With a variety of financial products, Standard Bank serves millions of customers, offering everything from basic bank accounts to investment solutions and premium credit cards like the Titanium. The bank’s mission is to provide financial services that help customers achieve their financial goals.

Standard Bank also stands out for its focus on security and technology, ensuring that customers have a safe and efficient banking experience. The Titanium card is an example of this combination of tradition and innovation.

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Standard Bank Titanium Credit Card Benefits

Travel Discounts: Standard Bank Titanium cardholders can enjoy up to 20% off Emirates airfares and 35% off car rentals with Avis, among other travel discounts.

Advanced Security: The card is equipped with 3D Secure technology for online purchases and allows contactless payments for quick and secure transactions in stores.

Lifestyle Benefits: Access exclusive discounts valid for services such as Fit and Wine-of-the-Month-Club.

Insurance: Enjoy comprehensive travel coverage, providing you with more peace of mind while experiencing new adventures.

Wide Acceptance: Issued under the Mastercard brand, you can use it to shop in physical and online stores worldwide.

Standard Bank Titanium Card Fees and Comissions

The Standard Bank Titanium card has a monthly fee of R89 and an initiation fee of R180. Customers can also enjoy up to 55 days interest-free, provided the balance is paid in full within that period.

After this period, personalized interest rates apply, ranging from 11.75% to 22.25% depending on the customer’s credit profile.

Note: The fees and charges may be updated by the issuing bank.

Positive points

  • Acceptance
    Shop anywhere that accepts the Mastercard brand.
  • Benefits
    Offers an excellent package of benefits to customers.
  • Advanced Security
    Additional protection for online purchases and quick payments in stores.

Negative points

  • Monthly Fees
    The monthly fee of R89 may be considered high by some users.
  • Minimum Income
    Requires a minimum income of R25,000 per month.
  • Initiation Fee
    The initiation fee of R180 may be an initial hindrance for new customers.

Credit card limit

The Titanium card’s credit limit is personalized, adjusting to the customer’s credit profile and financial needs. Customers can request limit increases through the Standard Bank app.

Currently, the maximum limit granted to customers is R250,000, considered a high and attractive amount for making larger purchases both domestically and internationally.

How to apply for Standard Bank Titanium

  1. Visit the Standard Bank website;
  2. Go to the Standard Bank Titanium card page;
  3. Check if you qualify to apply;
  4. If so, visit a branch and fill out the application form;
  5. Submit the necessary documents;
  6. Wait for evaluation;
  7. If approved, the bank will issue your card;
  8. Done! Now just start using it.
You will go to the card website

How to contact Standard Bank

For more information or assistance, you can contact Standard Bank through:

  • Phone: Call 0860 123 000 or +2710 824 1515
  • In-Person: Visit the nearest Standard Bank branch

If you are looking for a credit card that offers exclusive benefits and advanced security, the Standard Bank Titanium card is an excellent choice. Don’t miss the opportunity to enhance your banking experience – apply for your card now!