The Standard Bank Gold card is an excellent option for those seeking a reliable and versatile payment method. From everyday purchases to large acquisitions, this card meets various financial needs.
With global acceptance and numerous benefits, it offers convenience and security for your transactions. Whether for travel, online, or in-store purchases, this card stands out as a practical and efficient ally.
Its modern design and advanced technology ensure a superior user experience. Next, let’s explore more details about this card and the benefits it offers. Check it out!
About the Issuer
Standard Bank is one of the largest and most respected financial institutions in Africa, with a long history of excellence and innovation. Founded in 1862, the bank has a significant presence in several African countries, including South Africa, Nigeria, and Kenya.
The bank offers a wide range of financial products and services, including bank accounts, loans, investments, and insurance. Its commitment to security and customer satisfaction is evident in all its products, including the Standard Bank Gold card.
The bank’s mission is to help its clients achieve their financial goals with reliable and innovative solutions, offering services tailored to different financial profiles and interests.
Credit Card Benefits
Travel Discounts: With the Standard Bank Gold card, you can get up to 20% off Emirates flights when booked through the Leisure Desk.
Shopping Rewards: Earn UCount Rewards points on all your purchases, which can be redeemed for a variety of rewards such as products, travel vouchers, and cashback.
Hotel and Car Rental Benefits: Enjoy up to 15% off hotel bookings and up to 20% off car rentals with partner companies.
Purchase Protection and Warranty Extension: The card offers purchase protection and manufacturer’s warranty extension on products purchased with the card.
Free Wi-Fi: Receive 1GB of AlwaysOn Wi-Fi for free every month, for a year, upon paying a small one-time fee.
Exclusive Discounts: Access discounts exclusively designed for clients of this credit card. From wines to subscription platforms, you will always be able to save.
Standard Bank Gold Card Fees and Comissions
The Standard Bank Gold card has a monthly fee of R63.00, considered fair given the extensive benefits it offers. The interest rate is personalized for each client, ranging from 11.75% to 22.25%.
It is important to note that fees can change without prior notice, so it is essential to check the current conditions on the bank’s website. This way, you can make a more informed and transparent decision.
Positive points
- Global AcceptanceThe card is accepted at millions of establishments worldwide.
- Fraud ProtectionEMV chip technology and SMS alerts for each transaction.
- Travel BenefitsDiscounts on flights and free travel insurance.
Negative points
- Monthly FeeThere is a monthly fee to use the card.
- EligibilitySpecific criteria must be met for approval.
- Interest RateIt can be high depending on the client’s profile.
Credit card limit
The credit limit for the Standard Bank Gold card is up to R250,000, providing flexibility for making large purchases and efficiently managing your finances. The limit approval depends on the applicant’s credit analysis and monthly income.
It is also worth mentioning that the initial limit granted may be lower, but Standard Bank updates limits when clients keep their payments up to date.
How to apply for Standard Bank Gold credit card
- Visit the nearest Standard Bank branch;
- Inform them of your desire to apply for the Standard Bank Gold;
- Fill out the form with all required information;
- Submit it for analysis along with the necessary documents;
- If approved, the card will be issued by the bank.
How to contact Standard Bank
For more information or assistance with your Standard Bank Gold card, you can contact through the following channels:
- Phone: Call 0860 123 000 or +2710 824 1515
- In-person: Visit the nearest Standard Bank branch
The Standard Bank Gold card is an excellent option for those seeking a versatile credit card full of benefits. With it, you can enjoy travel discounts, shopping rewards, and additional protection for your purchases. Don’t waste time and apply for yours today to take advantage of all this!
