Investec is not just a bank; it’s an experience that redefines financial services. With a focus on innovation and personalized service, it stands out as the ideal choice for those seeking exclusive and efficient solutions.
With decades of experience and a global presence, Investec offers products and services designed to meet the needs of discerning clients. From investment management to travel benefits, every detail is crafted to provide convenience and value.
Want to know how Investec can transform your relationship with money? Keep reading and discover why this bank is a benchmark in sophistication and innovation.
About Investec Bank
Investec is an international banking and wealth management group with Anglo-South African roots. Founded in 1974 in South Africa, it started as a small leasing and financing company but grew rapidly through organic expansion and acquisitions. Today, it operates in Europe, Southern Africa, and Asia-Pacific, serving clients with premium financial services.
Renowned for innovation, Investec offers investment management, private banking, and corporate solutions. Its dual listing on the London and Johannesburg stock exchanges reinforces its strong global presence. The bank prioritizes high-quality service and adapts to clients’ needs.
Beyond finance, Investec supports social initiatives and sports, including rugby and education in South Africa. Committed to innovation and excellence, it remains a trusted choice for first-class banking and investment services.
Investec Products Reviewed by Infinity Discover:
Fees and commissions
| Monthly account fee: | R635 |
| Select Card fee (per card): | R30 |
| Cash deposit fee (Absa branch): | 1.54% (min R52) |
| Cash deposit fee (Absa ATM): | 1.40% (min R1.40) |
| Cross-border card fee: | 2% (max R100) |
| PayShap fee (above R500): | R6 |
| Faster payment fee (above R3,000): | R40 |
To learn more visit: https://www.investec.com/content/dam/south-africa/myself/private-banking/fee-structure/Fee_Structure_for_Platinum_Individual_Accounts.pdf
Rewards Programs and Benefits
- Airport Lounge Access: Unlimited access to airport lounges worldwide for greater travel comfort.
- Banking Integration: Greater interaction with Investec products results in higher reward point accumulation.
- Personalized Experience: Benefits aligned with the lifestyle and needs of premium clients.
Requirements to Open Your Account
To open an account with Investec Private Bank in South Africa, you must meet the following eligibility criteria:
For Individuals Aged 30 and Over:
Annual Income: Must have a salary of R800,000 or more per year, excluding bonuses or incentives.
For Individuals Under 30 Years of Age:
Annual Income: Must have a salary of R600,000 or more per year, excluding bonuses or incentives.
Specific Professional Sectors: Professionals in specific fields, such as certified financial analysts (CFA Level 3 completed), engineers (BEng, BSc, or equivalent four-year qualification), and IT and technology professionals (BSc or equivalent four-year qualification), may be eligible.
In addition, you will need to provide documents proving your identity, residence, and income, as per South African financial regulations.
Meeting these requirements allows Investec to offer personalized and high-quality banking services tailored to clients’ needs.
For more information visit the official website: https://www.investec.com/en_za/banking.html
How to Open an Account
Opening an account with Investec is a simple and quick process. Here’s how to proceed:
Visit the Official Website
Go to Investec website for South Africa: Investec Banking.
Click on “Apply Now” or “Open an Account”
Look for the button on the page to start your application.
Fill Out the Online Form
Enter your personal details, such as name, surname, email, phone number, and employment details.
Complete Security Verification
The bank may request additional authentication, such as sending codes via SMS or email, to ensure your security.
Submit Your Application
Review all the provided information and click “Submit” to send your application.
Wait for Bank Assessment
Investec will analyze your application and contact you to inform you of approval or request additional documents if necessary.
Receive Confirmation
Upon approval, you will receive an email or call with account details and activation instructions.
Activate Your Account
Log in to Investec’s app or online portal to activate and start using your account.
Customer Experience: What to Expect
Clients of Investec can rely on exclusive and highly personalized service. Each client is assigned a dedicated Private Banker who offers tailored solutions. The focus is always on providing efficient and agile support, whether for simple inquiries or complex demands.
Technology plays a central role in the client experience. Investec’s digital platform is intuitive and innovative, enabling users to manage their banking accounts and global investments seamlessly. The bank’s app offers advanced features such as access to financial insights and secure transactions, all in a modern and user-friendly environment.
Additionally, Investec sets itself apart by offering premium benefits aligned with its clients’ lifestyles. Access to airport lounges, complimentary travel insurance, and a flexible rewards program are just a few of the advantages that make banking with Investec unique and enriching. These features reflect Investec’s commitment to going beyond financial services to deliver a complete experience.
Advantages of Choosing Investec Bank
With a rewards program designed to maximize your benefits, this card offers attractive and flexible perks tailored to your lifestyle. Discover the key advantages you can enjoy, from earning points on your everyday purchases to exclusive benefits for travel enthusiasts.
Reward Points Accumulation:
Points earned on purchases, insurance payments, and financing, such as real estate and vehicles.
Flexible Reward Redemption:
Use points to pay account fees, redeem vouchers, invest, or convert them into cash.
Simple Redemption Rate:
Every 20 points equal R1, making accumulation straightforward.
Complimentary Travel Insurance:
Benefit activated when purchasing international tickets with the Visa Platinum card.
Security and Data Protection
Investec prioritizes client security with advanced measures to safeguard information and transactions. All communications conducted on the bank’s digital platforms are protected with 128-bit encryption, ensuring data confidentiality. Additionally, the bank uses two-factor authentication (2FA), requiring a password and an additional code sent to the client’s device, significantly enhancing protection against unauthorized access.
The bank offers features like SMS notifications to monitor transactions in real time, allowing clients to quickly identify suspicious activities. To further ensure security, strong passwords and activation of biometrics or PINs on devices used to access platforms are recommended. In cases of loss or theft, clients can quickly unlink devices through Investec Online or customer support.
With continuous monitoring of its platforms and immediate responses to potential threats, Investec demonstrates a solid commitment to cybersecurity. Investments in cutting-edge technology and robust practices ensure clients enjoy a secure environment to manage finances and conduct transactions.
Talk to Investec:
If you need support or more information, reach out through the channels below:
- General Queries: +27 (11) 286 7000
- Client Emergencies and Support: +27 (11) 286 9663
You can also connect with Investec on social media:
