The FNB Premier Credit Card is a popular choice among consumers looking for comprehensive benefits and rewards. Available under the Visa network, it offers a complete financial experience to its clients.
This card is not just a means of payment but also a passport to a more rewarding and convenient lifestyle. It offers everything from point accumulation to incredible discounts on various services.
All this makes your experience with it much more interesting, as you can count on much more than the basics. Keep reading our content to learn more about the benefits and find out how to apply for the card!
About the Issuer
FNB, or First National Bank, is one of the oldest and most respected banks in South Africa. The FNB Premier Credit Card, one of its flagship products, reflects the bank’s commitment to innovation and customer satisfaction.
FNB offers a variety of credit cards, but the Premier Card stands out for its exclusive benefits and rewards. This card is ideal for customers who value both security and convenience in their daily financial transactions.
Furthermore, FNB is known for its excellent customer service, available 24/7. So, whenever you have a question or problem, there will be someone ready to assist.
Credit Card Benefits
Travel Discounts: FNB Premier Credit Card holders can enjoy up to 40% off airfare and access to exclusive lounges at SLOW airports. Additionally, the card offers free international travel insurance, making your trips safer and more economical.
eBucks Rewards Program: The card allows you to earn eBucks on purchases at partner stores like Checkers, Shoprite, Clicks, and iStore, which can be used to purchase a variety of products and services.
eBucks Back: Earn 40% in eBucks back on monthly life insurance premiums and also when paying for your device through the bank’s budget plan.
Interest-Free Days: Get up to 55 interest-free days when paying your medical expenses with the credit card, with basic interest rates applied to make the transaction even more convenient.
Exclusive Offers: Access special offers from bank partners, allowing you to purchase goods and services at a discounted price.
FNB Premier Fees and Charges
The FNB Premier Credit Card has a one-time joining fee of up to R199 and a monthly fee of R109. If you are interested, it is possible to request an additional card at no extra cost, which is a great advantage.
It is important to note that these fees may change without prior notice, so always check the current conditions before applying. You can check this information directly on the official FNB website.
Credit card limit
The credit limit for the FNB Premier Credit Card varies according to the cardholder’s income. The bank evaluates the individual credit profile to determine the specific limit, offering a personalized experience to each applicant.
If you acquire your card but are not satisfied with the initial limit granted, know that the bank may grant a limit increase after paying the bill on time for several consecutive months.
Positive points
- Generous RewardsEarn eBucks when shopping with partners.
- Travel BenefitsDiscounts on airfare and access to exclusive lounges.
- AcceptanceShop inside and outside the country.
Negative points
- High Minimum IncomeRequires a specific minimum annual income.
- Monthly FeesRelatively high monthly fee of R109.
- High Spending RequiredSome benefits require high minimum spending.
How to apply FNB Premier Credit Card
To start improving your finances with this credit card, first apply as follows:
- Access the FNB website;
- Go to the FNB Premier Card page;
- Check all the information;
- Click on “Apply now“;
- Fill out the application form with all the necessary data;
- Attach your documentation, such as proof of income and residence;
- Submit the application and wait for the bank’s analysis;
- If approved, the card will be sent to your address.
How to contact FNB
To contact FNB, you can use the following channels:
- Phone: 087 575 1111 or 080 736 4800
- In-person: Go to the nearest branch
- Online Chat: Available on the FNB website
The FNB Premier Credit Card is an excellent option for those seeking benefits and rewards on daily purchases. Apply now and take advantage of all the benefits it has to offer!
