The Discovery Bank Infinite Credit Card is a premium option offered by Discovery Bank, designed for those seeking a combination of luxury, security, and comprehensive rewards to enjoy in everyday life.
With this card, users can experience exclusive benefits that go beyond traditional offers, transforming their purchases into high-value experiences. Additionally, it is accepted internationally.
If you are looking for a card that offers not only purchasing power but also incredible rewards, this card is the right choice. Keep reading to discover all the benefits and details that make it one of the best choices in the financial market.
About the Issuer
Discovery Bank is an innovative financial institution in South Africa, known for its customer-centric approach and integrating health and wellness into its banking products. The bank was founded with the mission of improving its customers’ financial lives through smart and personalized banking solutions.
With the Discovery Infinite, the bank continues its tradition of excellence, offering a credit card that not only facilitates transactions but also encourages healthy financial practices through the Vitality Money program.
And that’s not all, as the institution also has a customer service team always ready to assist and resolve its customers’ problems, maintaining a solid relationship with each one of them.
Credit Card Benefits
International Travel: The card offers up to 75% off on international airfare, making travel more accessible and economical for its holders. Discounts are applicable to a variety of airlines and global destinations, providing flexibility and convenience to travelers.
Negative Interest Rate: One of the card’s most innovative features is the negative interest rate, which can reach -2%. This means that when taking out a loan, you pay less than the principal amount requested, resulting in direct savings.
Rewards in Discovery Miles: Discovery Infinite cardholders earn Discovery Miles by maintaining a healthy lifestyle, driving responsibly, and making conscious spending decisions. These reward points can be used for various purposes, such as shopping at partner stores, cash exchanges, or other exclusive rewards.
Cashback on Purchases: Another notable benefit is up to 75% cashback on healthy food and health products at partner stores like Pick n Pay and Woolworths. This benefit not only helps save money but also promotes a healthy lifestyle among cardholders.
Airport Lounge Access: The Discovery Infinite Credir Card provides exclusive access to airport lounges worldwide, offering comfort and convenience to its holders. With access to over 1,200 global lounges, travelers can enjoy a quiet and luxurious environment before flights, making the travel experience more pleasant.
Concierge Assistance: The exclusive concierge service of the Discovery Infinite card offers personalized support for travel reservations, events, and more. Holders can count on the assistance of a dedicated team to manage their travel and lifestyle needs, ensuring a premium experience in all interactions.
Discovery Bank Infinite Card Fees and Comissions
The Discovery Bank Infinite has an annual fee of R3,500, which is considered fair when taking into account the extensive benefits offered to holders. No fees are charged for additional cards.
Note: Fees and charges may change without notice, so it is advisable to check the updated information on the official Discovery Bank website for a transparent and secure application.
Credit card limit
The credit limit of the Discovery Infinite Credir Card is determined based on the client’s income analysis and credit history. This amount may vary according to the individual financial assessment conducted by the bank.
After card approval, customers can still manage their limit easily through the official Discovery Bank app, and there is an option to request a limit increase after a period of conscious card usage.
Positive points
- Wide acceptanceAccepted inside and outside the country.
- Cashback on PurchasesConsiderable returns on healthy food purchases.
- Exclusive AccessAccess to airport lounges.
Negative points
- High Annual FeeThe annual fee can be high for some users.
- Variable credit limit:May not meet all financial needs.
- Limited CoverageSome insurance coverages are limited.
How to apply for Discovery Bank Infinite
- Visit a Discovery Bank branch;
- Check if you meet the eligibility criteria;
- Fill out the application form and open your account;
- Wait for data analysis;
- If approved, the card will be issued by the bank;
- After receiving it, simply unlock it and start shopping.
How to contact Discovery Bank
To clarify doubts and obtain more official information about the card, contact Discovery Bank:
- Online Chat: Available on the official website
- Phone: 0800 07 96 97
The Discovery Infinite Credir Card is an exceptional choice for those looking for a credit card with comprehensive benefits and generous rewards. Enjoy exclusive advantages and enhance your financial life with the Discovery Infinite!
