Discovery Bank Gold Credit Card

The Discovery Gold credit card is much more than just a means of payment, as it also generates rewards and provides exclusive advantages. With it, you can see your finances gaining more flexibility and autonomy.

Offered by Discovery Bank, known for its innovative and customer-wellbeing-focused financial products, the card is a financial solution that combines security, flexibility, and incredible benefits.

Continue reading to discover why the Gold card is an excellent choice for your daily financial needs and how it can improve your financial life through standout advantages.

About the Issuer

Discovery Bank is the issuer of the Discovery Gold card, bringing a reputation for innovation and trust in the South African banking sector. Today, the institution offers numerous types of services and serves its customers with personalized attention.

Founded with the goal of revolutionizing how South Africans handle their finances, Discovery Bank offers products that encourage a healthy financial life.

With a strong market presence, the bank is known for its competitive rates and an excellent rewards program, making it a reliable partner for its customers.

Credit Card Benefits

Fuel Rewards: Earn up to 10% back on fuel purchases at selected BP and Shell stations, plus discounts on Uber rides.

Discovery Miles: Accumulate Discovery Miles on all qualifying purchases, which can be used for discounts at partner stores, purchasing airline tickets, hotel stays, and more.

Dynamic Interest Rates: Control your interest rates based on your Vitality Money status, potentially earning up to 7.25% on savings accounts and paying up to 7% less on loans.

Global Acceptance: Issued under the Visa brand, you can enjoy the wide acceptance of your credit card for shopping at millions of establishments worldwide.

Simple Management: Track your spending and limit more easily and conveniently with the bank’s official app.

Discovery Bank Gold Card Fees and Comissions

The Discovery Gold card fees include a monthly fee of R100, with transactions such as local ATM withdrawals charging R5 + 2.50% of the amount. Purchases at local and international points of sale are free.

Note: Fees may be updated without prior notice, so it is important to regularly check the Discovery Bank website for updated information.

Credit card limit

The Discovery Gold card offers a flexible credit limit that can be adjusted according to your needs and financial profile. This limit is regularly reviewed to ensure it effectively meets your financial needs.

With adjustable limit options, you can manage your finances more efficiently, making the most of your card’s purchasing power. It’s also worth noting that the bank offers a complete app for managing your limit.

How to apply for Discovery Bank Gold

1. Visit the Discovery Bank website;
2. Click on the credit cards section;
3. Choose the Discovery Gold card;
4. Check the eligibility criteria;
5. Go to a bank branch;
6. Fill out the application form;
7. Submit your personal documents and proof of income;
8. Wait for the credit analysis;
9. After approval, receive your card by mail;
10. Activate your card through the bank app;
11. Start using and enjoying the benefits.

How to contact Discovery Bank

For more information or assistance, you can contact Discovery Bank through the following channels:

• Phone: 0800 07 96 97
• Online Chat: Available on the official website

The Discovery Gold credit card is an excellent option for those seeking exclusive benefits and efficient financial management. Take advantage of all the advantages and security this card offers and be part of the Discovery world.