The Absa Premium Card is an excellent choice for those seeking exclusivity and high-quality financial services. This card offers a range of benefits that go beyond basic credit card functions, providing a premium banking experience.
With it, you not only make payments but also gain access to exclusive benefits and simplified financial management. Absa, one of Africa’s largest banks, has designed this product to meet the needs of those who value personalized services and convenience.
If you’re looking for a card that combines practicality, security, and exclusive benefits, the Absa Premium Card is the ideal choice. Keep reading to discover all the details and benefits of this incredible card.
About the Issuer
Absa is a renowned financial institution, known for its commitment to innovation and customer satisfaction. Founded in 1991, Absa has stood out in the African market for offering high-quality financial products and personalized services.
The Absa Premium Card is one of Absa’s exclusive products, designed to provide a superior banking experience. With a strong presence in the African continent, Absa continues to lead the banking sector, providing financial solutions that meet its diverse clients’ needs.
Absa not only offers financial products but also dedicates itself to improving its clients’ lives through social responsibility programs and sustainability initiatives.
Benefits of the card
Access to Airport VIP Lounges: With the Absa Premium Card, you are entitled to up to 12 free annual visits to Bidvest VIP lounges at airports. These lounges provide a comfortable and peaceful environment with access to beverages, snacks, Wi-Fi, and other amenities.
Automatic Travel Insurance: The Absa Premium Card includes automatic travel insurance that offers coverage of up to R3 million. This insurance covers various emergencies, such as medical expenses, trip cancellation, baggage loss, and flight delays.
Purchase Protection and Extended Warranty: Purchases made with the card are protected against theft, accidental damage, and non-delivery. Additionally, the card offers extended warranty on various products, extending coverage beyond the manufacturer’s period.
Exclusive Customer Service Line: Absa Premium Cardholders have access to an exclusive customer service line available 24/7. This service ensures you receive immediate support for any banking queries, from card inquiries to assistance with financial emergencies.
Rewards Program: The Absa Premium Card offers a rewards program where users can accumulate points on all purchases made with the card. These points can be redeemed for discounts at partner stores, travel, experiences, and more. Additionally, the program offers cashback on various purchases.
Personalized Financial Assistance: Absa Premium Cardholders have access to dedicated financial advisors who provide personalized financial analysis and investment advice. This service is ideal for those looking to optimize their personal finances and get the most out of their investments.
Entertainment and Travel Discounts: With the Absa Premium Card, you can enjoy up to 50% off movie tickets at Nu Metro and get discounts of up to 30% on purchases and fuel at Sasol.
Credit Limit
The Absa Premium Card offers a generous credit limit of up to R138,000, allowing you to make purchases and manage your finances with flexibility. This limit is ideal for those needing high purchasing power and wanting to maximize the card’s benefits.
If you initially receive a lower credit limit, simply continue paying your bills on time for the bank to automatically increase your limit. This will give you more financial freedom to buy whatever you want.
Absa Premium Card Fees and Comissions
The Absa Premium Card has a monthly fee of R97, considered fair given the many benefits offered. Additionally, new customers enjoy 57 interest-free days on transactions qualified by the bank, which is a significant advantage.
It’s important to note that fees may change without notice, so always check the latest information on the Absa website for a more transparent and secure application process.
Positive points
- CashbackEarn money back on every purchase.
- AcceptanceShop in over 200 countries hassle-free.
- Rewards ProgramAccumulate points and receive cashback on your purchases.
Negative points
- EligibilityRequires high income for approval.
- Limited Travel BenefitsWhile good, travel benefits could be broader.
- Credit HistoryRequires a good credit history.
How to apply for the Absa Premium credit card
To apply for your card, simply follow the steps below:
- Visit the Absa website;
- Click on the credit cards section;
- Choose the Absa Premium Card;
- Review all that this card has to offer and click “Apply“;
- Fill out the online application form;
- Submit the necessary documents (ID, proof of residence, proof of income);
- Wait for your application to be approved.
How to contact Absa Premium
To contact Absa Premium Card support or Absa Bank services:
- Branch: Visit the nearest bank branch.
- Phone: Call 0861 462 273 or +27 11 354 4001.
- Email: Send an email to [email protected].
The Absa Premium Card is an excellent option for those seeking an exclusive financial service filled with benefits. Apply for yours today and elevate your banking experience!
