With the Absa Flexi Core, you can make purchases worldwide with great ease, and best of all, your expenses can be converted into cashback to use as you wish through Absa Rewards!
Another highlight of this card is that it can help you build a good credit history in the market. With this, you can count on other types of financial services that involve granting credit, such as loans and financing.
If you want to have a secure credit card, full of benefits and that also works for your financial health, keep reading and find out how to apply for this excellent option offered by Absa Bank!
About the Issuer
Absa Bank, one of the largest banks in South Africa, is the issuer of the Absa Flexi Core Card. Absa is known for its wide range of financial services, including bank accounts, investments, and insurance.
With a significant market presence, Absa stands out for innovation and offering products that meet the needs of its customers. The Absa Flexi Core Card is one of the bank’s most popular products, designed to provide its users with a hassle-free credit experience.
It is ideal for everyday purchases, travel, and online transactions, offering a combination of convenience and security. The trust and reputation of the bank are evident in the widespread acceptance of its products, including the Flexi Core.
Credit Card Benefits
Cash Rewards: The card cardholders can enjoy the Absa Rewards program, which offers cashback on purchases made both locally and internationally. This means that every purchase can bring direct financial returns to the user.
Travel Protection: When using the Absa Flexi Core card to buy airline tickets, users automatically receive basic travel insurance valid for 90 days. This provides an additional layer of security and peace of mind during international trips.
Contactless Payments: The card supports contactless payments, allowing users to make transactions quickly and securely by simply bringing the card close to a compatible terminal. This functionality is ideal for those seeking convenience and agility in daily purchases.
Digital Management: Users can manage their Absa Flexi Core card through the Absa Banking app, which offers features such as blocking and unblocking the card, setting daily spending limits, and real-time transaction notifications, all at your fingertips.
Competitive Rates: The card offers up to 57 days of interest-free credit on qualifying purchases and has no transaction fees, making it a financially smart option for managing expenses.
Absa Flexi Core Card Fees and Comissions
The Absa Flexi Core Card has a monthly fee of R49, along with other specific fees for services such as ATM withdrawals and deposits. An advantage is that new customers get 57 days interest-free on qualifying transactions.
Additionally, there are no transaction fees on purchases and you can pay more on your monthly installments if necessary. It is important to note that these fees may change without notice, so it is recommended to consult the bank for the most up-to-date information.
Positive points
- Interest-Free PeriodUp to 57 days of interest-free credit on purchases.
- CashbackSavings on every transaction.
- Visa BrandAccepted in over 200 countries.
Negative points
- Monthly FeesThere is a monthly fee to use the card.
- Low Initial Credit LimitMay be low for new customers, limiting large expenses.
- EligibilityTo be approved, certain specific criteria must be met.
Credit card limit
The credit limit of the Absa Flexi Core Card can reach up to R90,000, depending on the applicant’s credit assessment. This limit offers significant flexibility to manage large expenses and emergencies.
The credit assessment takes into account the applicant’s monthly income, credit history, and payment capacity.
For new customers, the credit limit may start lower but can be increased over time as the bank gains confidence in the customer’s ability to manage their finances responsibly. This also helps users build a positive credit history.
How to apply for Absa Flexi Core credit card
To start enjoying everything the Absa Flexi Core has to offer, simply apply as follows:
- Visit the Absa website through an internet browser;
- Access the Absa Flexi Core card page and then click on “Apply“;
- Indicate if you are already a bank customer or if it is your first time applying;
- Enter the security code;
- Fill out the application form and submit all requested information, noting that the process has 7 steps in total;
- Wait for the credit analysis and approval. If approved, the card will be sent to the registered address;
- Activate the card according to the received instructions;
- Set your preferences in the Absa app;
- Start using the card to enjoy all the benefits.
How to contact Absa bank
If you have any questions about the card or the application process, simply contact Absa Bank through the following means:
- Phone: Call 0861 462 273 or +27 11 354 4001
- Branch: Visit the nearest bank branch and talk to an attendant
- Email: Send an email to [email protected]
The Absa Flexi Core card is a solid option for those seeking a card with good benefits and functionalities that help build good credit. Enjoy all the advantages and improve your financial management today! Apply now!
