The Citi AAdvantage Platinum credit card offers exceptional benefits for both frequent travelers and those seeking more everyday advantages. With it, you accumulate miles with every purchase and enjoy top-notch security.
In addition to being an excellent option for earning miles, the Citi AAdvantage Platinum offers advantages such as no foreign transaction fees and access to a series of financial and convenience benefits, making the use of the card even more worthwhile.
Curious to know how the Citi AAdvantage Platinum can enhance your financial experience? Keep reading to find out how this card could be the right choice for your profile.
Meet the Issuer
The Citi AAdvantage Platinum is issued by Citibank, one of the largest financial institutions in the world. Founded in 1812, Citibank is a subsidiary of Citigroup, a global financial services conglomerate. With a presence in over 100 countries, the bank offers a wide range of products and services.
Citibank is known for its strong presence in the credit card sector, offering products for all consumer profiles, from basic cards to premium options like the Citi AAdvantage Platinum. The bank is committed to innovation and excellent customer service.
In addition to its strong presence in the financial market, Citibank is recognized for its social and environmental responsibility practices. The institution invests in sustainability and financial inclusion initiatives, aiming to contribute positively to society.
Main Benefits of the Card
AAdvantage Miles Accumulation: Earn 2 miles for every dollar spent on dining, gas, and eligible purchases with American Airlines, plus 1 mile per dollar on all other transactions. These miles can be redeemed for airline tickets, class upgrades, car rentals, and accommodations, making your purchases even more valuable.
Sign-Up Bonus Miles: By spending $2,500 within the first 3 months after account opening, you receive 50,000 AAdvantage bonus miles. These miles can be used for airline tickets or class upgrades, offering great value right at the start of your card usage.
First Checked Bag Free: On domestic flights operated by American Airlines, you and up to four companions on the same reservation are entitled to one free checked bag. This benefit can represent savings of up to $60 per person per trip, making your travels more economical and convenient.
Priority Boarding: With the card, you are entitled to priority boarding on American Airlines flights. This gives you an easier time storing your carry-on and getting settled comfortably, avoiding the stress of boarding last.
In-Flight Purchase Discounts: When using the card to buy food and beverages during domestic American Airlines flights, you receive a 25% discount. This benefit offers more comfort and savings during your trips.
No Foreign Transaction Fees: The card does not charge additional fees on international transactions. This means you can use it anywhere in the world without worrying about extra costs, making it ideal for frequent international travelers.
Citi AAdvantage Platinum Credit Card: Fees and Commissions
The card has an annual fee of $99, which is waived in the first year, offering financial relief for new clients. There is no charge for foreign transactions, making it ideal for international travel.
The APR (interest rate) varies according to the client’s credit profile, ranging between 20.24% and 29.24%. Additional fees may apply for cash advances and balance transfers.
Note: Fees and charges are subject to change without prior notice. It is recommended to check the updated conditions on the issuer’s official website.
Card Limit
The credit limit granted depends on the applicant’s financial profile analysis. According to recent data, the average limit granted is approximately $12,800, with amounts varying based on income and credit history.
To be eligible, a credit score of at least 670 is recommended. However, other factors such as income and payment history are also considered in the analysis.
Positive points
- Efficient miles accumulation:Earn miles in various spending categories.
- Travel benefits:Free baggage and priority boarding.
- No foreign transaction fee:Ideal for purchases abroad.
Negative points
- Annual fee after the first year:$99 from the second year onwards.
- Benefits focused on American Airlines:Less advantageous for those who don’t use the airline.
- Credit requirements:Good history required for approval.
How to Apply for Citi AAdvantage Platinum Credit Card
- Go to the official Citibank or American Airlines website.
- Select the Citi AAdvantage Platinum card.
- Click on “Apply now“.
- Fill out the form with your personal and financial information.
- Review the terms and conditions.
- Submit your application.
- Wait for the credit review.
- If approved, the card will be sent to your provided address.
- Activate the card upon receipt.
- Start using it and earning miles!
How to Contact Citi Bank
For questions or support, use the following channels:
- 1-800-950-5114 or 1-800-374-9700
With exclusive advantages, efficient mile accumulation, and no international fees, the Citi AAdvantage Platinum credit card stands out in the market. Consider applying for yours and enjoy all the benefits it offers!
