Bank of America Travel Rewards is the perfect credit card for those who want to earn unlimited travel points without worrying about annual fees. It offers 1.5 points per dollar on every purchase and flexibility when redeeming for travel expenses.
This card is especially valuable for customers who bank with Bank of America, thanks to the Preferred Rewards program. It’s a great way to turn everyday spending into free flights, hotels, and more—without blackout dates or restrictions.
Keep reading to discover how the Bank of America Travel Rewards Credit Card can help you travel smarter, save more, and earn rewards effortlessly.
Meet the Issuer
Bank of America is one of the most reputable and widely used banks in the United States. It offers a variety of credit cards tailored to different financial needs, including travel, cashback, and business.
The bank provides a seamless digital experience, strong customer support, and access to programs like Preferred Rewards, which gives loyal customers even more benefits.
With the Travel Rewards card, Bank of America helps clients enjoy global travel with more flexibility, fewer fees, and unlimited earning potential.
Main Benefits of the Card
Unlimited 1.5 points per dollar: Earn consistent rewards on every purchase, with no categories or spending caps.
No annual fee: Maximize your rewards with zero yearly cost.
No foreign transaction fees: Ideal for international travel and purchases abroad.
Flexible redemption: Redeem points for travel expenses including flights, hotels, vacation packages, and more.
Preferred Rewards boost: Earn 25% to 75% more points if you’re enrolled in the Bank of America Preferred Rewards program.
Bank Of America Travel Rewards: Fees and Commissions
This card has no annual fee and no foreign transaction fees, which makes it highly attractive for international travelers. Balance transfers are subject to a 3% fee per transaction.
Late and returned payment fees may apply according to standard card terms.
Terms and conditions are subject to change. Always refer to the official Bank of America website for the most updated information.
Card limit
The credit limit is determined during the application process based on your creditworthiness, income, and financial history. Typical starting limits range from $1,000 to $5,000 or more for those with good credit.
Customers who demonstrate responsible usage may receive automatic increases over time or can request higher limits directly from Bank of America.
Positive points
- No Annual Fee:Enjoy earning travel rewards year-round without the burden of annual charges, making it a cost-effective option for frequent spenders.
- No Foreign Fees:Make purchases abroad with confidence, as you won’t pay any additional fees on international transactions.
- Simple Earning Structure:Earn points effortlessly with a flat rate on all purchases—no rotating categories, activations, or confusing restrictions.
Negative points
- Limited Travel Perks:This card does not offer luxury travel benefits like lounge access or comprehensive travel insurance, which may be a downside for premium travelers.
- Average Earning Rate:While the 1.5 points per dollar is solid, it may fall short compared to other cards that offer higher returns on select categories.
- Preferred Rewards Dependent:To unlock the highest earning potential, you must be part of the Bank of America Preferred Rewards program, limiting full value to existing clients.
How to Apply for Your Bank Of America Travel Rewards
- Visit the official Bank of America website
- Click on “Credit Cards” and select “Travel Rewards”
- Click on “Apply Now”
- Enter your personal details such as name, SSN, and address
- Provide your employment and income information
- Agree to the terms and submit your application
- Wait for instant approval or follow-up within a few business days
- If approved, receive your card by mail and activate it online or via the mobile app
How to Contact – Bank Of America Travel Rewards
For help with applications or card management, use one of the following support channels:
- Customer Service Phone: 1-800-732-9194
- Email: Secure messaging through online banking
- Live Chat: Available in the Bank of America mobile app or website
The Bank of America Travel Rewards card is a reliable option for travelers who want unlimited rewards, no annual fee, and flexible redemption options. It offers great value, especially for Bank of America customers enrolled in the Preferred Rewards program. Apply today and start earning travel points on every purchase.
