The Platinum Card® from American Express is a premium travel rewards card designed for frequent travelers seeking luxury benefits and exceptional service. With extensive lounge access, generous statement credits, and elite status with hotel and rental car programs, this card offers unparalleled value for those who can maximize its offerings.
From airport lounge access to annual travel credits, the Platinum Card provides a suite of benefits that can enhance your travel experience and offset its annual fee. Explore how this card can be a valuable asset in your wallet.
Meet the Issuer
American Express is a globally recognized financial services company known for its premium credit cards, exceptional customer service, and innovative rewards programs. With a history dating back to 1850, American Express has built a reputation for reliability and excellence.
Offering a wide range of credit cards tailored to various lifestyles and spending habits, American Express continues to lead the industry in providing value and security to its cardmembers.
The Platinum Card exemplifies American Express’s commitment to delivering outstanding benefits and rewards to frequent travelers and luxury seekers.
Main Benefits of the Card
- 5X Membership Rewards® Points: Earn 5X points on flights booked directly with airlines or through American Express Travel, and on prepaid hotels booked through Amex Travel.
- Extensive Lounge Access: Enjoy access to the American Express Global Lounge Collection, including Centurion Lounges, Priority Pass™ Select lounges, and more.
- $200 Airline Fee Credit: Receive up to $200 in statement credits per calendar year for incidental fees charged by one selected airline.
- $200 Uber Cash: Get up to $15 in Uber Cash each month for U.S. rides and Uber Eats orders, plus a $20 bonus in December.
- $240 Digital Entertainment Credit: Earn up to $20 in monthly statement credits for eligible digital entertainment subscriptions.
- $300 Equinox Credit: Receive up to $300 in annual statement credits for eligible Equinox memberships.
- $189 CLEAR® Credit: Get up to $189 in statement credits per year for CLEAR® membership to expedite security at select airports and stadiums.
- Hotel Elite Status: Enjoy complimentary Gold status with Marriott Bonvoy and Hilton Honors.
- Fine Hotels & Resorts® Program: Access exclusive benefits at over 1,000 luxury properties worldwide, including room upgrades and daily breakfast for two.
- Comprehensive Travel Insurance: Benefit from trip cancellation and interruption insurance, trip delay insurance, and more.
American Express The Platinum: Fees and Commissions
The Platinum Card has an annual fee of $695. This fee is offset by the card’s extensive benefits and statement credits.
Note: Rates and fees are subject to change. Please refer to the official American Express website for the most current information.
Card Limit
The Platinum Card® from American Express is a charge card, which means it has no preset spending limit. Instead of a fixed credit limit, your purchasing power is dynamic and adapts based on various factors, including your spending habits, payment history, credit profile, and overall financial situation.
This flexibility allows high-spending users to make large purchases without restrictions, as long as they maintain good standing and responsible usage of the card.
Positive points
- Premium Travel Benefits:Access to 1,400+ airport lounges and elite hotel status upgrades.
- Valuable Credits:Annual credits for travel, streaming, and fitness easily offset the annual fee.
- Exclusive Experiences:Invitations to presales, dining events, and curated travel experiences.
Negative points
- High Annual Fee:The $695 fee demands regular use of premium benefits to deliver value.
- >Full Monthly Payment Required:As a charge card, balances must be paid in full each month.
- Low Rewards Outside Travel:Everyday purchases earn fewer points compared to travel-related spending.
How to Apply for American Express The Platinum Credit Card
- Visit the official American Express website.
- Navigate to The Platinum Card® page and click “Apply Now.”
- Complete the application form with your personal and financial information.
- Review the terms and conditions before submitting your application.
- Submit your application and await a decision, which may be instant or provided by email within a few days.
- If approved, your card will arrive by mail in 7–10 business days.
- Activate the card online or through the Amex mobile app and start enjoying your benefits.
How to Contact American Express The Platinum
If you need assistance with your Platinum Card or have questions, use the following support channels:
- Customer Service Phone: 1-800-528-4800 (available 24/7)
- Live Chat: Accessible through your American Express online account or mobile app
- Secure Messaging: Log into your account and send messages directly to support
- Mailing Address: Refer to your cardmember statement or the Amex website
The Platinum Card® from American Express is an excellent choice for frequent travelers who value luxury perks and comprehensive travel benefits. With extensive lounge access, generous statement credits, and elite status with hotel and rental car programs, this card offers unparalleled value for those who can maximize its offerings. Apply now and elevate your travel experience to new heights.
