The American Express Green Card is a smart choice for travelers and food lovers who value flexible rewards. With generous points on transit and restaurants, it offers both simplicity and strong value.
Designed for everyday use and travel, it combines exclusive perks with purchase protections and a user-friendly rewards program. If you spend often on dining and transit, this card could work to your advantage.
Keep reading to explore how this American Express card helps you earn faster while traveling smarter.
Meet the Issuer
American Express is one of the world’s leading financial service providers, offering premium cards tailored to different lifestyles and goals. Known for top-tier service and travel perks, Amex is a trusted name.
It provides a wide range of credit and charge cards, with excellent protection features, loyalty rewards, and exclusive access to events and experiences.
The Green Card sits comfortably among its flexible options, ideal for frequent travelers who want everyday rewards without overpaying on fees.
Main Benefits of the Card
- 3X points on travel and transit: Earn triple Membership Rewards® Points on eligible transit and travel purchases, from flights to rideshares.
- 3X points at restaurants: Accumulate points faster when dining worldwide, including takeout and delivery services.
- 1X points on other purchases: Every other transaction earns 1 point per dollar with no cap.
- Welcome bonus: Earn 40,000 Membership Rewards® Points after spending $3,000 within the first 6 months.
- $189 CLEAR® Plus credit: Get up to $189 back per year when you pay for CLEAR Plus using your Green Card.
- No foreign transaction fees: Shop and dine internationally without paying extra charges.
- Trip delay insurance: Get reimbursed up to $300 per trip for delays longer than 12 hours (max 2 claims per year).
- Car rental protection: Secondary coverage for collision damage when using the card for eligible rentals.
- Global Assist® Hotline: 24/7 emergency support when traveling 100+ miles from home.
- Fraud protection: Advanced monitoring and zero liability on unauthorized charges.
American Express Green: Fees and Commissions
The card carries an annual fee of $150, a reasonable cost considering the rewards and travel benefits provided. This fee is charged upon account opening and renewed annually.
It has a variable APR between 20.99% and 27.99% depending on your credit profile. Late and returned payments may incur up to $40 in fees.
All rates and fees are subject to change without prior notice. Visit the official American Express website for the most updated terms.
Card limit
The American Express Green Card is a charge card, meaning it typically does not have a preset spending limit. Instead, purchasing power adjusts based on your payment history, income, and usage.
This flexible approach allows for larger purchases when needed, but full payment is expected monthly unless using Plan It® or Pay Over Time (if eligible).
Positive points
- High Travel Rewards:Earn 3X points on travel and transit, making it ideal for frequent flyers and commuters.
- Dining Benefits:Enjoy 3X points at restaurants worldwide, from fine dining to everyday takeout.
- CLEAR® Value Perks:Receive up to $189 annually for CLEAR® Plus and benefit from built-in travel protections.
Negative points
- Annual Fee:The card charges an annual fee that may not be justified by occasional or low spenders.
- No Lounge Access:Unlike higher-tier Amex cards, this one doesn’t include airport lounge privileges.
- Charge Card Rules:As a charge card, it requires full payment monthly, limiting revolving balance options.
How to Apply for American Express Green Credit Card
- Go to the official American Express website
- Search for the Green Card under Personal Credit Cards
- Click “Apply Now”
- Fill in your personal information: name, SSN, income, address
- Review the terms and disclosures
- Submit the application for approval
- Wait for an instant decision or email confirmation
- If approved, your card will arrive in 7–10 business days
- Activate the card through your online Amex account
How to contact American Express Green
American Express offers multiple ways to reach support quickly:
- Customer Service: 1-800-528-4800 (24/7 support)
- Secure chat: Available inside your Amex online account or app
- Mailing address: Listed in your statement or on the Amex site
The American Express Green Card is ideal for frequent travelers and urban explorers who want to earn rewards on the go. With no foreign transaction fees and competitive points on dining and travel, it’s a versatile tool for building value with every swipe. Apply today and unlock rewards for your daily adventures.
