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Bank of America Unlimited Cash Rewards Credit Card

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Earn more on everything you buy with a card that keeps your cash flowing effortlessly.

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Bank of America Unlimited Cash Rewards is the go-to credit card for those who value simplicity, consistency, and unlimited potential. With flat-rate cashback on all purchases, this card turns daily spending into continuous rewards — no categories to track, no limits to worry about.

It’s ideal for people who want a no-fuss rewards system that just works. Whether you’re shopping, dining, or paying bills, every swipe adds up. And with the reliability of Bank of America behind it, peace of mind comes standard.

Curious to see how effortless earning can be? Keep reading for all the details.

Explore the Exclusive Perks of This Card

  • Unlimited cashback
    Earn a consistent 1.5% cashback on all purchases—no rotating categories, no limits, just effortless rewards every time you spend.
  • Intro bonus offer
    Kickstart your rewards journey with a valuable welcome bonus after reaching the minimum required spend in the first few months.
  • No annual fee
    >Enjoy full access to all card benefits without paying a yearly fee, allowing you to keep 100% of your earnings.
  • Preferred Rewards boost
    Boost your cashback by up to 75% if you’re enrolled in the Bank of America Preferred Rewards program, maximizing your return on every dollar.
  • Flexible redemption
    Redeem your earned rewards on your terms—whether as statement credits, direct deposits, gift cards, or travel bookings.

Why the Bank of America Unlimited Cash Rewards Card Is a Smart Choice

The Bank of America Unlimited Cash Rewards card is ideal for anyone who prefers a straightforward rewards system. You earn on everything, with no rotating categories or confusing conditions.

What makes this card especially appealing is the opportunity to increase your cashback through the Preferred Rewards program — a huge plus for loyal Bank of America customers. Even without the boost, the flat 1.5% rate is strong and reliable.

We recommend this card for individuals who want to earn effortlessly, spend flexibly, and avoid annual fees. It’s dependable, efficient, and easy to manage — just what you want in a daily credit card.

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Is the Security of the Bank of America Unlimited Cash Rewards Card Reliable?

The Bank of America Unlimited Cash Rewards card includes top-tier security features to protect your information and transactions. With real-time fraud monitoring, you’ll be alerted to any unusual activity instantly.

In the event of a lost or stolen card, you can lock it using the mobile app, request a replacement, or report any fraudulent charges. You’re also covered by zero liability for unauthorized purchases.

Bank of America’s mobile platform offers full control over your card — track spending, set alerts, and manage preferences wherever you are.

Security, reliability, and full transparency make this card a smart choice for your financial peace of mind.

If you’re looking for a credit card that offers unlimited cashback without the hassle of tracking categories or fees, the Bank of America Unlimited Cash Rewards is an excellent option. Apply today and start earning more from your everyday spending!